Terms and Conditions of Use
These terms and conditions govern your use of novarianth.com and its associated services. Please review them carefully before accessing the site or engaging with our team. By using our website, you agree to the terms stated below.
Last updated October 14, 2025
Acceptance of Terms
Your access or use of novarianth.com constitutes acceptance of these terms. If you do not agree or cannot comply, you must discontinue use. We may update these terms at any time. Continued use after updates means you accept all changes made.
Definitions
Key terms in these conditions are clarified to ensure your understanding of this agreement.
Service: The process of providing written financial recommendations and analytical reviews to clients in Australia.
User: Any person accessing or using novarianth.com for information, consultation, or communication purposes.
Consultation: An interaction or exchange of information between user and advisor for the purpose of providing a review and recommendation.
Content: All information, documentation, and resources on novarianth.com.
Permitted Use of Services
Website and consultation services provided by novarianth are intended for lawful, personal use. Unauthorized commercialization or misuse is strictly prohibited.
Eligibility
You must be at least 18 years old and have legal capacity to agree to these terms for consultation or recommendations.
Under 18s may not use this service.
Your Responsibilities
You agree to follow applicable laws and provide accurate information when using our service. The following apply to all users:
Prohibited Uses
You must not use this site or our services for any unlawful or unauthorized activities.
Intellectual Property Rights
All content, including logos, text, documents, and design, is owned by novarianth or licensed for our use. You may not reproduce, modify, or exploit any part of the site or its materials without prior written authorization.
User Content Submission
When you provide materials or messages via novarianth.com, you grant us a limited right to use that content to fulfil your request or consultation.
User Rights and Limitations
Provided content must be lawful and original. We retain the right to remove submissions violating these terms.
Privacy and Data Use
We collect, use, and store your information according to our privacy policy. Please review our policy to understand your rights and protections.
See privacy policyImportant Disclaimers
The information and recommendations on this site are general in nature. No guarantees of results are implied.
Warnings and Cautions
All recommendations reflect analysis at a point in time. Past performance doesn’t guarantee future results. Results may vary.
Liability Limitations
We are not liable for any indirect or consequential loss incurred by use of this website or recommendations, to the fullest extent permitted by law.
Indemnification
You agree to indemnify novarianth against losses, claims, or damage resulting from your misuse of our service or content.
Resolving Disputes
Disputes will be addressed through reasonable negotiations or, if needed, arbitration under Australian law.
Arbitration
If unresolved, disputes arise before an arbitrator in accordance with commercial arbitration rules.
Parties share arbitration costs unless decided otherwise.
Online Dispute Resolution
The European Commission’s ODR platform can be used for dispute submission if appropriate.
Learn more about ODRSeverability
If any term is found invalid, other parts remain fully effective and enforceable.
Entire Agreement
These terms, plus our privacy policy, reflect the full agreement between you and novarianth relating to the site and services.
Governing Law in Australia
These terms are governed under laws of the State of New South Wales, Australia.
Termination
We may suspend or end your access if you breach these terms or for legal reasons, with or without prior notice.
Changes
Updates to the site or services may occur at any time. Continued use means you accept updated terms.
Contact for Questions
If you have questions about these terms, contact our team for help.
Contact email: content@novarianth.com
Phone: +61 8 0704 7465
Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia
Effective date: Effective 14 October 2025
Version: 3